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  1. #1
    Join Date
    Jul 2011
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    4,334

    Money, money, money

    The $ Figures?

    Some here said - R & L were undoubtedly in financial straights; while others said - they were doing fine financially.
    It's all relative, making me wonder about their actual dollar figures.

    Any help w reasonable estimates, esp. locals re rent, etc. Or a range might be helpful, e.g. $800-900 or $50-75/mo.
    I'll check back later, then plug in your suggested figures, and total.
    Not saying how accurate it will be,
    but some feel Ross and/or Leanna's motive may have been financial stress, at least in part.

    Income - Annual
    R's HD salary .................................. ~ 61,000 (IIRC, link anyone?)
    Leanna's salary .............................. ~ ______ (link?)
    Other income .................................. ~ ______ (?)
    Other income .................................. ~ ______
    Annual total... ~ ______ = $_______. / 12 mo = Est. Monthly Income. ~ $______

    Expenses -
    Monthly
    Condo Rent .................................... ~ _____
    Elec. (if not included)............... ~ _____
    Gas. ( " ) ............. ~ _____
    Water & sewer ( " ) ............. ~ _____
    Condo Maint Fee ( " ) ............. ~ _____
    Cable or SatTV ( " ) ............. ~ _____
    Internet ......................................... ~ _____
    Phone ............................................ ~ _____

    Car Payment, R................................ ~ ______
    Car Payment, L................................ ~ ______
    Auto Ins ........................................ ~ ______
    Gasoline......................................... ~ ______

    Student Loans
    Ross said his was 100% financed?
    _ yrs x $ ____/yr = $_____ @ __ % int.
    Payment per mo.................................. ~ _____

    Credit Card Debt................................. ~ _____
    #2 .................................................. ~ _____


    Child Care @ Little Aprons ................... ~ _____
    Other Child Exp ................................. ~ _____


    Food -Groceries, eating at home ......... ~ _____
    Food, Eating Out ............................... ~ _____

    Fed Income Tax ................................ ~ ____
    GA Income Tax ................................. ~ ____

    Church (tithe?) ................................. ~ ____
    Charitable contribs............................. ~ ____

    Other ...(suggestions, pls)................... ~ ____
    Other .............................................. ~ ____
    Other .............................................. ~ ____
    Other .............................................. ~ ____
    Misc. .............................................. ~ ____

    .................................................. .................................................. ...Est'd Monthly Expenses ~ $ ________

    .................................................. .................................................. ....Est. Monthly Debit/credit?) $ _______

    Thanks in adv.

  2. #2
    Join Date
    Mar 2009
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    Quote Originally Posted by al66pine View Post
    The $ Figures?

    Some here said - R & L were undoubtedly in financial straights; while others said - they were doing fine financially.
    It's all relative, making me wonder about their actual dollar figures.

    Any help w reasonable estimates, esp. locals re rent, etc. Or a range might be helpful, e.g. $800-900 or $50-75/mo.
    I'll check back later, then plug in your suggested figures, and total.
    Not saying how accurate it will be,
    but some feel Ross and/or Leanna's motive may have been financial stress, at least in part.

    Income - Annual
    R's HD salary .................................. ~ 61,000 (IIRC, link anyone?)
    Leanna's salary .............................. ~ ______ (link?)
    Other income .................................. ~ ______ (?)
    Other income .................................. ~ ______
    Annual total... ~ ______ = $_______. / 12 mo = Est. Monthly Income. ~ $______

    Expenses -
    Monthly
    Condo Rent .................................... ~ _____
    Elec. (if not included)............... ~ _____
    Gas. ( " ) ............. ~ _____
    Water & sewer ( " ) ............. ~ _____
    Condo Maint Fee ( " ) ............. ~ _____
    Cable or SatTV ( " ) ............. ~ _____
    Internet ......................................... ~ _____
    Phone ............................................ ~ _____

    Car Payment, R................................ ~ ______
    Car Payment, L................................ ~ ______
    Auto Ins ........................................ ~ ______
    Gasoline......................................... ~ ______

    Student Loans
    Ross said his was 100% financed?
    _ yrs x $ ____/yr = $_____ @ __ % int.
    Payment per mo.................................. ~ _____

    Credit Card Debt................................. ~ _____
    #2 .................................................. ~ _____


    Child Care @ Little Aprons ................... ~ _____
    Other Child Exp ................................. ~ _____


    Food -Groceries, eating at home ......... ~ _____
    Food, Eating Out ............................... ~ _____

    Fed Income Tax ................................ ~ ____
    GA Income Tax ................................. ~ ____

    Church (tithe?) ................................. ~ ____
    Charitable contribs............................. ~ ____

    Other ...(suggestions, pls)................... ~ ____
    Other .............................................. ~ ____
    Other .............................................. ~ ____
    Other .............................................. ~ ____
    Misc. .............................................. ~ ____

    .................................................. .................................................. ...Est'd Monthly Expenses ~ $ ________

    .................................................. .................................................. ....Est. Monthly Debit/credit?) $ _______

    Thanks in adv.
    Good thread..Ginger Snap will have lots of info for you I think.
    __________
    “Hate, it has caused a lot of problems in the world, but has not solved one yet.” - Maya Angelou

  3. #3
    Join Date
    Apr 2010
    Location
    In my treehouse, empty nesting.
    Posts
    12,855
    If this is the unit it is renting for $850. It may or may not have been the same price when RH rented it 2 years ago. I am SHOCKED that it isn't closer to $1200/mo.
    * notice it has new A/C...

    "Saini said the Harrises were perfect tenants. When the air-conditioner recently broke down, Harris didn't get angry about it. Most often, they paid their rent one day early. He said Cooper's room was filled with toys."
    http://www.knoxnews.com/news/ga-man-charged-murder
    http://homes.trovit.com/index.php/co...lhMThmNjVlOTI0

    ***I could argue these are on the VERY low side. In 1990 Jan my electric bill was o er $500 for my 600 sq ft apartment about 5 miles from here. I doubt a condo built in 1981 is very insulated. I doubt that the windows are double pained either...
    The figures quoted might be correct for 1 person living alone in a 1500 sq ft home.

    Lots of laundry water usage with a baby. There is a $25 processing fee every month on the water bill so zero usage is $25 min. My dads runs about $45 month. He lives alone and does a small load of laundry once a week. He runs the dish washer once a week also.
    http://www.trulia.com/voices/Rental_...ctric_c-560594

    Electric: $80 - 140/mo higher rate during summer air conditioning peak
    Garbage: $35-75/mo with weekly pickup depending on vendor--includes recycling
    Gas: $30 to 100/mo higher rate during the winter heating season
    Cable/internet: $120-170/mo depending on entertainment packages selected
    Water/sewer: $25-70 depending on usage--higher rates if you water lawn in summer.
    All posts are MOO
    Last edited by gngr~snap; 08-11-2014 at 12:50 AM.
    ~ my opinion only

  4. #4
    Join Date
    Apr 2010
    Location
    In my treehouse, empty nesting.
    Posts
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    ~ my opinion only

  5. #5
    Join Date
    Jul 2011
    Posts
    4,334
    Hey, gngr~snap, thanks for your contribution here.
    From pix in link, lots of new & shiny in Wynne'sRidge.
    Info from your link:
    "Rental Info Tenant Pays Cable: Yes

    • Tenant Pays Electric: Yes
    • Tenant Pays Gas: Yes
    • Tenant Pays Telephone: Yes
    • Coop Fee: 30%
    • Tenant Pays Security System: Yes
    • Per Adult $: 50
    • Application Fee Per Adult: Yes
    • Tenant Pays Pest Control: Yes"

      ETA: Incorporating some mid-range $ figures from gngr~snp's link:
      Expenses - Monthly
      Condo Rent .................................... ~ $1000.



    • Other occupancy exp, per gngr~snp link:
      Elec. (if not included)............... ~ 125
      Gas. ( " ) ............................... ~ 75
      Water & sewer ( " ) ................ ~ 50
    • Garbage ................................ ~ 50
      Condo Maint Fee ( " ) ............. ~ ___ 30% per above...What? 30% of rent? 30% of HOA fee? or $30/mo?
      Cable or SatTV ( " ) ................ ~ 150 (me, I'm thinking Ross had big sports bundle)
      Occ. exp's/non-rent...................... = $450 w/out condo/coop main fee

      Internet ......................................... ~ _____???
      Phone , 2 lines.................................. ~ _____ ???

      Anyone in a 2bed/2 bath condo or house in N/Mid GA, throw some figures in here?
      What about other categories in OP? Tuition, etc. that would be paid thru student loans? How much ea yr? x no. of yrs?
      Thx in adv.
    Last edited by al66pine; 08-11-2014 at 02:41 AM.

  6. #6
    Join Date
    Jul 2011
    Posts
    4,334
    Anybody think Ross might have income from employment other than HD?
    Anything after the move to Atlanta?

    IIRC, he refereed high school(?) football games.
    If so, is that all-volunteer or a payment per game?

    What about music? Did he & band perform only as volunteers?
    Any week-end paid gigs at bars, restaurants, parties?

    Anything Leanna may have done, beside dietician work for the one company? Any consulting or private client/patients?

    Just another thought.
    Last edited by al66pine; 08-11-2014 at 01:26 AM.

  7. #7
    Join Date
    Apr 2010
    Location
    In my treehouse, empty nesting.
    Posts
    12,855
    http://www.apfoa.com/2014_GHSA_Footb...al_-_Rev_A.pdf

    $96.00 per on field official per varsity game
    In 2014

    ***I am not certain he ever worked a game in Georgia. I did a lot of sleuthing and I have yet to find one picture of him on a high school football field. They have LOTS of exams and training they must take tests attend workshops etc... I don't see RH doing this too lazy IMO. I think it might be all talk. Now he could pay a fee and be a "member" but I don't believe he is even fit enough to be on the field for 2-3 hours chasing the players up and down the field.
    All posts are MOO
    ~ my opinion only

  8. #8
    Join Date
    Apr 2010
    Location
    In my treehouse, empty nesting.
    Posts
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    OK. So IMO about June 1 they had been here 2 years. RH moved a 7mo pregnant LH here.

    Most cable package deals are 3, 6, or 12 months at the introductory price then they stick into ya! I think be it Uverse, XFinity, or Dish if RH had a landline ? Internet and cable ****you KNOW HE HAD THE PREMIUM FOOTBALL BEAST GAME ESPN 24/7 SPORTS PACKAGE***** yelling just a little. GAME DAY! GAME DAY! GAME DAY!!!!
    He was paying out the wahoo every month. Ya think 225? 260? for all 3 ? They might not have had a landline however I think the landlord might have had one and kept it for the unit idk.

    Daycare was $840/mo

    Monthly Tuition Rates as of April 2014:

    Infant: $895

    Toddler: $840

    Early Preschool: $813

    Preschool: $767

    School-Age Camp: $260 (per week)
    [summer camp 2014: May 27-August 8]

    http://child-care-preschool.brightho...sked-Questions

    All posts are MOO
    ~ my opinion only

  9. #9
    Join Date
    Apr 2010
    Location
    In my treehouse, empty nesting.
    Posts
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    http://www.wynnesridge.org/index.php...d=75&Itemid=73

    HOA $235/mo - 30% = $70.50


    Am I blind? I didn't see
    2 car payments/ lease or own
    2 car ins payments
    2 cars care & maintenance


    Health ins for the family $400+ per month ( Kaiser Permanente) link to follow along with life ins etc.

    Gas for 2 vehicles.
    http://www.edmunds.com/hyundai/tucson/2012/mpg.html
    Tuscon 22mpg.

    RH work commute 4.6 miles each way.
    9.2 per day
    46 per week


    Church 7.0 each way.

    Leanna car?

    Work 5.8 miles
    To daycare 9.6 miles
    Back home 4.6 miles
    20 miles a day for LH (4days a week)

    80 miles per week
    +/- extra daycare drop off/pick up
    grocery, trips home etc.

    Grocery/shopping needs



    All posts are MOO
    Last edited by gngr~snap; 08-11-2014 at 03:59 AM.
    ~ my opinion only

  10. #10
    Join Date
    Jul 2011
    Posts
    4,334
    Thanks once again to gngr~snp's legendary sleuthing skills.

    Child Care @ Little Aprons ................... ~ 840/mo
    Other Child Exp ................................. ~ _____. anyone?

    per gngr~snp
    HOA $235/mo - 30% = $70.50
    so I'm changing the following:

    Other occupancy exp, per gngr~snp link:
    Elec. (if not included)............... ~ 125
    Gas. ( " ) ............................... ~ 75
    Water & sewer ( " ) ................ ~ 50
    Garbage ................................ ~ 50
    Condo Maint Fee ( " ) ............. ~ 75 (I'm rounding up here)

    Cable or SatTV ( " ) ................ ~ 150 (me, I'm thinking Ross had big sports bundle)
    Occ. exp's/non-rent...................... = $525, now with condo/coop maint fee.


    ETA:
    per gngr~snp's post:
    Other
    Health ins for fam.,,,,,,,,,,,,,,,,,,
    ~ 400 mo (Kaiser Permanente)

    More 'Other categories' in OP?

    Tomorrow, Mon. I'lll add $$$ re gasoline costs, per gngr~snp post.
    Last edited by al66pine; 08-11-2014 at 04:23 AM.


  11. #11
    Join Date
    Apr 2010
    Location
    In my treehouse, empty nesting.
    Posts
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    https://secure.livethehealthyorangelife.com/

    Dental, vision, the $2500 life ins policy info, the HOMER FUND that pays for funerals etc. info is here. I can't get any info from a pdf. to link or cut and paste.


    Diapering a toddler 5 changes a day? x 365= 1825?
    I have no clue what diapers cost now.
    plus the new car seat (only one)
    Clothing, feeding, a toddler bed... birthday party.. I am sure there are estimates for the 3rd year 24-36 months of life.
    All posts are MOO
    Last edited by gngr~snap; 08-11-2014 at 04:17 AM.
    ~ my opinion only

  12. #12
    Join Date
    Jan 2012
    Posts
    8,281
    IMOO there can only be estimates on many of their finances.
    my adult kids haveno clue what expenses my dh and I have.

  13. #13
    Join Date
    Feb 2013
    Posts
    3,464
    I want to follow the money trail but have a question. Why are we discounting by 30% the HOA fees?

    Also, the $235 HOA fees already include water and sewer so that needs to be removed from the monthly expenses.

  14. #14
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    Jun 2011
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    Quote Originally Posted by al66pine View Post
    Thanks once again to gngr~snp's legendary sleuthing skills.

    Child Care @ Little Aprons ................... ~ 840/mo
    Other Child Exp ................................. ~ _____. anyone?

    per gngr~snp
    HOA $235/mo - 30% = $70.50
    so I'm changing the following:

    Other occupancy exp, per gngr~snp link:
    Elec. (if not included)............... ~ 125
    Gas. ( " ) ............................... ~ 75
    Water & sewer ( " ) ................ ~ 50
    Garbage ................................ ~ 50
    Condo Maint Fee ( " ) ............. ~ 75 (I'm rounding up here)

    Cable or SatTV ( " ) ................ ~ 150 (me, I'm thinking Ross had big sports bundle)
    Occ. exp's/non-rent...................... = $525, now with condo/coop maint fee.


    ETA:
    per gngr~snp's post:
    Other
    Health ins for fam.,,,,,,,,,,,,,,,,,,
    ~ 400 mo (Kaiser Permanente)

    More 'Other categories' in OP?

    Tomorrow, Mon. I'lll add $$$ re gasoline costs, per gngr~snp post.
    Was Ross contributing money to the business he had started with his friends? Jat

    ciao

  15. #15
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    Have you included entertainment expenses for things like football games, movies, guitars etc?
    __________
    “Hate, it has caused a lot of problems in the world, but has not solved one yet.” - Maya Angelou

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