For the record, I adore Sandy, but anyone ever try to total a vehicle at 15-20 miles an hour? Thinking demolition derbys and the few accidents I have been in over the years and just not buying the speed limits provided in the reports to total a vehicle, let alone both of them. In my area, the only places with speed limits of 20 MPH is around schools during school hours. Thru town is 25 with most folks going 30-35 and cell phones glued to their ears. I t-boned a lady last year that ran a red light, she was doing 45 and I was doing 30 (I slowed down because the light hadn't changed and then did a 1/2 block away,) but still didn't total either vehicle.
Just not buying the both vehicles were totaled part of the story, given the speed.