Respectfully snipped.
what do the Financial Disclosure statements, along with Trackergd's financial reports, indicate or suggest to you in toto?
Not as much as one might think.
On the surface, it would, reasonably strongly point to a guy publicly planning to retire not taking action for retirement. Deferred income is possible, but
why didn't LE or the family say so? **Ray had his money in retirement plans** answers many questions. That has
not been the answer either LE or the family has given to date.
Okay we've said a few things about where the money
could have gone:
1. A drug habit? There is no evidence for that to date. We'd probably be talking about cocaine, and a lot of it, not a few joints. I think we can put this aside, at least for now (though if someone wants to argue it, go ahead).
2. Gambling? There has been no suggestion for that, no trips to LV or AC; no trips to the track. Maybe a Lotto ticket occasionally, but nothing large. No reports of playing cards with "the boys." Same as above.
3. Investing and losing money? Day trading? Possible, but it would produce records. Sloane said on
Disappeared, talking about investments was like speaking "Chinese" to him. That should have produced a record, and why wasn't that disclosed
[These three could point to suicide.]
4. A woman other than PEF? Well, that should have produced a record. $16,000 in cash over 2 1/2 years is not a lot of money to "keep" a woman.
5. Assets that do not produce a paper trail? Gold? Foreign account that was last accessed prior to 4/15/05? Well, it would have been a good investment. There might be a problem claiming that was a "joint assent" and not included in probate. It also becomes a question of why it wasn't disclosed.
6. RFG didn't save up for retirement because he wasn't planning to be there. Suicide could explain him spending his money in the last years, or doing some estate planning. We don't have huge spending between August 2001 and April 2005.
I think this will lower the the odd on foul play a bit. Because there is a possibility that estate planning after RFG's disappearance, it will probably do more so than the estate file would. It is a piece of the puzzle, but not conclusive.
Anyone is welcome to join us in discussion. This is not a " he said" then " she said" play by play. We genuinely want to know what happened to Ray F. Gricar. .
I concur. :loveyou: