I agree that there SHOULD be signals and the cross gates. But it is the driver of the CAR's responsiblity to: stop, look, listen. Those train tracks weren't put up overnight, so if you travel a route where you know there is a railroad crossing, it is up to you to make sure you stay out of the on-coming trains way. It won't jump off the tracks to chase you down, so you are putting yourself in their way. In this day and age where self-accountability is an atiquated notion, it's easy to forget that.