totesmagoat
Well-Known Member
- Joined
- Mar 29, 2017
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- 271
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It's a one storey ranch Spellbound, most furniture ruined, all lower cabs in kitchen and bathrooms, doors, etc., we have a guy and his crew who has done work on the house for us before so he's trusted and hurrying along as quickly as he can.
We went to our next door neighbor's the evening the water started coming into the house, they have a two storey and we all stayed upstairs, the next morning, when the water kept slowly rising we were evacuated on a big truck to dry land and went with our neighbor to her Dad's house about 40 miles away in horse country. lol
We stayed 5 days, such lovely people to put us up for so long, then finally got a motel room, we had signed up with Fema and approved for short-term housing but all the Fema-list motel rooms were booked so paid out of pocket for 9 days then got a fema motel room with a tiny kitchen, where we are now.
Thanks totesmagoat, we thought we were going to get lucky and not get it in the house (or have to leave), the houses closer to the end of the street only had it in their yards but luck was not on our side. Our insurance said if the water had come from the top down it would have been covered, the adjuster inspected the roof for any leaks but it was obvious the water came from the reservoir release 'bottom up' so no coverage. Has your Mom's roof been inspected by her home owner's insurance people? Maybe it'll be covered and they'll have one less expense to worry about.
Finding furniture in stock is tricky, going to try Ikea, which ought to be interesting since I'm not really a Thoroughly (or even barely) Modern Millie. lol
I sure hope Bootsctr and BFMD check in soon and let us know what's going on with them, it's awfully concerning.
Oh Geevee! How awful that insurance won't pay for the bottom up water! I think they just make up reasons to say no. I mean what do we pay for?
I'm pretty sure it was the insurance that did the inspection but I will ask. I had a friend who had just bought a new manufactured home with every kind of insurance she could think of. We had a storm and the wind blew the water in and did some damage right around the door area. The insurance told her they don't cover water damage from wind. I'm not kidding.
On the furniture, please don't settle for something you don't want. It's better to have an empty house than a house full of stuff that you don't like. Maybe by the time you can get back in the stores will be stocked. I hope your insurance is going to cover all the furnishings.
I wish Bootsctr and BFMD would check in or that someone could check on them.
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