Sure, it's possible that she is voluntarily missing. There's no evidence to support this and neither investigators nor family have suggested it, but it's possible. Accident has been addressed, where someone other than investigators associated accident with wild animal. Investigators have ruled out wild animal. That leaves accident. Where is the body? Where is an injured Suzanne if she had a dreadful bike crash that left her at the bottom of a ravine, on the side of the road, or elsewhere? Surely she didn't wander off. Even so, waterways and areas surrounding the bike location have been thoroughly searched. Kidnapping means that the bike was staged and she was grabbed. No one has come forward to claim the no-questions-asked money, so that pretty much implies murder. It is possible that the 49 year old cancer survivor is alive and held somewhere for some odd reason, but unlikely. Murder? If she was kidnapped, it's likely she was murdered.