Thanks for that excellent reply. I worked my way through college as a bank teller. Lower tech at that time, so we basically looked at the balance mostly when doing transactions. The bank officers and managers had greater powers, as it should be. I imagine that’s still the case. They can waive charges and open and close accounts and so forth, but a teller cannot. What no bank employee can do is give out info on an account to someone else who says they need to know, even for a missing person, a sick person, a deceased person, not for family and not for friends, without the correct legal documentation. We had a family friend once whose only parent dropped dead of a heart attack and left her without warning and no access to any money. She was a minor too, and he left no will. I tried to help her, and got some relief, but boy it was tough and the red tape people had little or no heart for her situation. I’m sure that the online banking system keeps an automatic log of when people access the account. Just because one can do it, doesn’t mean it is secret.