Several posts have speculated about who will receive the death benefit, in light of Ross' arrest and charges. A likely (imo) assumption re beneficiary is that at time of application & purchase of policy(ies) is that Ross and Leanna specified -- - as primary beneficiary, Ross only and named Leanna as contingent beneficiary. -as primary beneficiary, Ross and Leanna both, and may have not named any contingent beneficiaries Or maybe named as contingent beneficiaries, -his parent(s), -her parent(s), -Cooper's godparents (if any), -Ross' brother (I believe his only sib) -Leanna's sib (if any). IIUC, life ins co's are unlikely to pay proceeds to the named benef, if homicide charges are pending against that benef. Sometimes w no crim charges and no ongoing crim investigations, when it receives conflicting claims, each person claiming entire proceeds as primary benef. to policy, life ins co files a civil action, advising the court of the conflicting claims, and offering or tendering the proceeds, to be placed in a court-designated, ct-controlled a/c. IOW, life ins co is saying to ct - yes, we issued a policy on (here, Cooper's) life, yes, we have received Cooper's death certificate, but we don't know who to pay, so let the persons involved offer their evidence in court and let us out of it, relieve us of any further liability, other than providing the $$$ to the ct. Re how life ins companies proceed (w conflicting claims, w crim charges pending), I found this: http://www.thefederation.org/documents/schuman.htm. from the Federation of Defense and Corporate Counsel. I'm off to read & hopefully digest and maybe bring more links. MSM links to the following would be esp useful for this thread: - $2000 life ins on Cooper (IIRC, provided thru Ross' HD employment or as a rider to his life ins?) - $25,000 life ins on Cooper (IIRC, thru a policy separate from above). It there are MSM links re the named benef's on those policies, I've missed them. Anyone? Re discussing pro's & cons of life ins for minors, starting a new thread is approp (rather than posting here).