Yeah, I'm just going to go out there on a limb and guess none of the W4 had much "reportable income" in 2018, and for that matter, most of their lives.... Think of all of the 1099's and w-2's with their name on them - eh, maybe not. I'm guessing they were mostly "cash based", "independent contractors". Read anything you want into that! O/T - We are currently watching a RERUN of the 2019 Master's Cup. It was bad enough when we watched LIVE golf every weekend, but the rerun's are going to kill me. Hope everyone is healthy and staying sane during all of these times. Wishing a Blessed Holiday to everyone!!