What are the criteria that detemine if you get FEMA help?
Are there all different catagories you can get help for ?
What are your proof of purchases>
What stuff have they have hassled you about?
Does having home insurance impact your access t FEMA
Can people be totally denied any and FEMA help ( I get that Bill Gates wont qualify but!!
How long did it take you to get money?
What was involved?
In short how does this work ha!
If you don't have flood insurance, FEMA will help you out and get you back on your feet and find you housing somewhere else.
During Sandy, we stayed in the house and lived upstairs while we tore the main house downstairs apart. We had no power for two weeks and were in mandatory evacuation area, only primary residents allowed, only if you stayed during the storm. The Salvation Army came by once daily with hot food in containers, a few volunteers were allowed in and provided peanut butter and jelly sandwiches and hot coffee and bottled water which was nice.
My sister, a renter, received FEMA assistance. She did not have flood insurance. We own our home, I have flood insurance, which is required if you own a mortgage.
Since we live in a waterfront tourist area, a lot of homes did not have flood insurance, as they had no mortgage and the little bungalows were passed down a few generations. Those were hit hardest.
We used the insurance funds to rehabilitate the first floor. (which were a hot debate since the insurance company barely paid much).
A few years later, the State announced grant money to life homes to those who quality. We applied and were approved. We moved out and are awaiting the lift next week. If we don't lift, FEMA/Insurance companies have announced insurance rates will go up from about $1,000 to $15,000 a year depending on your base elevation sea level.
So now, no one is buying a home in this area that has not been raised, overwise they have to factor in $100,000 in the cost to raise it, which would be required, again, only if you are mortgaging the property.
We didn't received anything like food or housing vouchers or any kind of funds from FEMA. We did have to register with FEMA in order to file a claim with the insurance companies. Once FEMA came and gave us a number, all of our future discussions and checks were then handled by the insurance companies.