Summary of tweets for Thursday, May 4th - Day 17
State witness:
Angela Yancey, worked at Sugar Salem School District as payroll & benefits administrator.
Nate Eaton
@NateNewsNow
·
13m
Angela Yancey is the next witness. Rawlings will question Yancey. Yancey worked at Sugar Salem School District as the payroll and benefits administrator.
Yancey conducted benefit meetings during open enrollment each year. Benefit plans were discussed along with life insurance policies. Open enrollment started in August and ran through the middle of September.
Tammy Daybell made a change to her life insurance plan in September 2019. Rawlings shows an insurance form on the big screen. "This is a change form to her voluntary life insurance," Yancey says.
Tammy was hired by the school district in 2017. She elected the minimum amount of $10,000 life insurance. She made no changes in 2018. In 2019, Tammy requested an increase and signed the form. Chad also signed it because she elected spouse coverage.
The form was signed and dated on Sept. 8, 2019. The life insurance increase went into effect on Sept. 1. Once the change went into effect, Tammy elected the maximum amount which was five times her salary and then added an additional option. Total amount was now $130,000.
Chad visited Yancey the Monday morning after Tammy died two days previous. Over her career, Yancey has helped employee families about 15 times with life insurance. In her experience, it was unusual for Chad to come that soon to claim the life insurance.
Yancey explained a life claim could not be submitted until they had a death certificate. Chad responded, "That's ok. I've already ordered eight of them." Yancey had never heard of someone ordering eight. At the most, she has heard three.
Chad returned on the Oct. 25 but Yancey was out of town so Chad was told to come back on Oct. 30.
Chad returned on Oct. 30 with a beneficiary statement. Yancey completed a form, attached the death certificate and all of the information was sent to the life insurance policy.
Again - the total amount paid out for the claim was $130,000 - the maximum amount that could be requested for an employee in Tammy's position. Rawlings has no further questions. John Thomas will cross-examine.
Thomas asks if Chad and Tammy came in together to fill out the beneficiary form before Tammy died. Yancey says not to her knowledge. Thomas goes over the history of Tammy's life insurance plan with the school district.
For the $10,000 life insurance plan, employees paid a little over $1 a month. For the $75,000 plan, it costs employees $14.70 a month. Yancey says different employees choose different plans & open enrollment is one time a year when plans can change. Thomas has no more questions.
link:
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