I guess my point that saving money by buying a cheap phone got lost. IMO not much was being done to save themselves from enormous debt.
That's generally the sort of behaviour that gets people into such enormous debt in the first place. The BC's are very much 'keep up with the Joneses' kind of people, who must have the latest and greatest, no matter what. JMO. Remember, they are 'entitled' to everything, including the best legal defence, as explained in OW's email. Again, JMO.