This is so much to unpack at this late date. Did you watch all of the trial testimony? That may help answer some of your questions if you have not.
Personally, imo, he had a myriad of motives although financial greed/gain is certainly one of them, but not all of his depraved diabolical motives.
As for him having no violent criminal past actually is not an indicator of anything for him or any murderer. Many horrid murderers didn't even have as much as a traffic ticket before they committed the ultimate violent acts of brutal overkill homicides.
However many mass murderers like CM do have a criminal past much like he has done.
All of his prior crimes shows he had no qualms in victimizing others for his own financial greed.
Joey was CMs biggest cash cow so he had more secrets to hide, and the need to victimize him even more so than all of his other victims.
He felt by murdering Joey, and his family it would hide, and erase all of his illegal criminal activities, and hide he owed Joey over 42k he never planned to pay back.
Imo, he brutally raped Summer due to his abnormal hatred for her, and knowing he couldn't fool her.
Jmho
I had to quote this wonderful post as you hit the nail on the head with the 42k he owed Joey as well. That alone is enough to drive some people to murder. He had zero way of paying it back once Joey sacked him.
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