This is somewhat off-topic, yet on topic (if that makes any sense).
I have a friend in AZ who's going through a nasty divorce. Her ex-husband evidently accessed her bank account online using her SSN, and transferred $1900.00 out of her account to his account, and then went into the bank and withdrew the money from his account.
When my friend confronted the bank with what had happened, the bank replaced the money in my friend's account and began their own investigation. My friend was told that the bank would handle it from that point, pressing charges against the ex-husband when they finished their investigation. This happen the first part of June, and the bank has yet to press charges against the ex-husband. When my friend inquired, the bank said the investigation was still ongoing and that investigators on the state level were also investigating. So, it looks like this sort of thing takes some time.
If Amy's bank is handling the theft in the same manner, it might be a while before charges are made.