ColourPurple
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Oh, and regarding disability benefits, under the DLA scheme, he would not be eligible for the higher rate of personal care, nor the mobility element (unless he fiddled it). So they wouldn't comprise more than about £180 per month from my reading of his condition.
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They are means tested and liable for tax. DLA now PIP isn't but ESA is. If you have only limited savings ESA isn't awarded either. With ESA which is at the most £110 per week, if you have a private pension or other form of income, around £80 a week or above ESA payments are affected. It is on a sliding scale and I would think that IS should not have been entitled to esa at all with his level of savings. DLA/PIP is different and the amount paid is based on level of need. The greater the disability/need the higher the amount paid. This is also questionable in I'S's case given that we now know his need isn't that great.
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He mentioned that he'd had a blue badge for disabled parking for around 19 years so if back then he had stopped worked due to his ill health and claimed back then, then it's possible he got a lifetime award with no reassessment. So he could have still been on the highlest levels even though his needs had changed. As mentioned previously all DLA claimants are being moved onto PIP so it's also possible that he'd had the letter to say he was going to be reassessed for PIP, which would probably mean a big cut in benefits when they saw him now. Having said that it looks like the most he could receive even if he got the highest amount of DLA would be around £140 a week, so only around £600 a month.
I cant see him claiming ESA and having to go to the job centre and having to give details of his savings.It might raise questions about his needs too.
https://www.gov.uk/dla-disability-living-allowance-benefit/what-youll-get