CSIDreamer
Well-Known Member
- Joined
- Jul 31, 2015
- Messages
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My cousin is there. They are all okay.Thoughts to all affected. I just can't imagine. So overwhelming for those who live and work there. Puzzles, check Anna Maria Island, I don't think they got hit hard. It's a beautiful little island.
You’ll love the gulf coast.We're going to be living in West Florida,, 1.25 miles from bay... our home is not in a flood area,, but it is a manufactured home.. we We're under mandatory evacuation for this storm. However,, our home and community were spared any damage. We're still in California packing to leave,, so our neighbors put away our patio furniture and trash bins for us.
We will have no qualms about evacuating if needed. Heck, we've evacuated from enough fires here in Southern California. I always keep a "Go Bag" in my vehicle now. At least in Florida I can put it in my garage as I'll have days of warning.
I think it's going to be more of an issue of not having flood insurance. Homeowners insurance does not cover flood damage. Most people learn the hard way and that is unfortunate. There are a lot of newbies who just moved here that I am certain have never been informed of that detail.I just keep thinking, where are all of these impacted people going to go? <modsnip>
It seems like the whole of the USA has a housing shortage.
Worried for these poor people who probably lost everything.
Do mortgage lenders in Florida require windstorm insurance for those within a certain distance? I didn’t have to get flood but windstorm was a requirement.I think it's going to be more of an issue of not having flood insurance. Homeowners insurance does not cover flood damage. Most people learn the hard way and that is unfortunate. There are a lot of newbies who just moved here that I am certain have never been informed of that detail.
The lower income people that have lost their homes, or their mobile homes, are now literally homeless. In an environment with little to no housing availability, even if you could afford $1,500 to $2,000/month. Having a roommate is going to be the new norm just to survive.
Homeowners insurance includes windstorm / hurricane coverage. Allegedly, if you don't have a mortgage, you are not required to have homeowners insurance. A lot of mobile home owners pay so little for the home but a huge fee for lot rent. So they cannot afford homeowners insurance nor flood insurance.Do mortgage lenders in Florida require windstorm insurance for those within a certain distance? I didn’t have to get flood but windstorm was a requirement.
JMO
I really think it is becoming ridiculous the way they endanger themselves standing out in hurricane winds and floodwaters to report the weather.One of these days one of them is going to end up in the hospital or get killed, IMO.
I work in Florida fairly often, and on one of my trips I got into a discussion with a couple I met in a restaurant. They mentioned that they lived in a mobile home instead of a house, because they paid cash for it and they didn’t have to buy homeowners or flood insurance.I think it's going to be more of an issue of not having flood insurance. Homeowners insurance does not cover flood damage. Most people learn the hard way and that is unfortunate. There are a lot of newbies who just moved here that I am certain have never been informed of that detail.
The lower income people that have lost their homes, or their mobile homes, are now literally homeless. In an environment with little to no housing availability, even if you could afford $1,500 to $2,000/month. Having a roommate is going to be the new norm just to survive.
My friend that lives in Brevard County owns her home, and doesn’t have homeowners insurance because she lives off of only $1k a month and can’t afford it.I work in Florida fairly often, and on one of my trips I got into a discussion with a couple I met in a restaurant. They mentioned that they lived in a mobile home instead of a house, because they paid cash for it and they didn’t have to buy homeowners or flood insurance.
I remember the man saying, “If it blows away, it blows away. We’ll just buy another one.”
They told me how much insurance would cost on a home in the area they were in, and I don’t remember now how much they said it was but it was very expensive.
This is one of my greatest concerns. Many property insurance companys in Florida have gone bankrupt recently. I wonder how many of the remaining one's can remain solvent after the catastrophic loses Ian has created.I just keep thinking, where are all of these impacted people going to go? <modsnip>
It seems like the whole of the USA has a housing shortage.
Worried for these poor people who probably lost everything.
I think they're adrenaline junkies (risk takers). Couple that with the crazier the video the more viewers . . .I really think it is becoming ridiculous the way they endanger themselves standing out in hurricane winds and floodwaters to report the weather.
I was watching Jim Cantore reporting live, thinking how dangerous it was, when the branch flew into him, and later when he was fell down.
I was watching Twitter at the same time, and couldn’t believe how many people were praising him. One of the most popular Tweets was, “Cantore just got hit by a TREE!! He’s the MAN” and it had a long string of comments agreeing, and dozens of “likes.”
So I am definitely in the minority.
Exactly. A PR stunt that brings in $$$. Never mind the human risk.I think they're adrenaline junkies (risk takers). Couple that with the crazier the video the more viewers . . .
JMO